As a homeowner, your roof is the first line of defense against weather elements. It stands strong and protects everything you love and cherish from rain, stormy winds, snow, and scorching sun. But how do you know your roof is crying in the corner for help? In this blog, we are going to explain how our roof damage investigators can save you thousands of dollars and prevent potential distress.
Let’s be real; most of us don’t spend our weekends thinking about roof assessment. So, it is very obvious that people don’t know about the roof damage inspection practices due to a lack of awareness. But here’s the bitter truth—undetected roof damage can lead to severe problems, even causing harm to your house’s structural integrity. You’ll start to see signs like roof leaks, mold growth, and drainage issues. The fact that these are just a few nightmares that can emerge from an ignored roof problem is more than frightening.
That’s why many professionals emphasize scheduling a round-check by the roof damage investigator. When you book such a service, a professional inspector visits your property to examine the roof condition and assess the current condition thoroughly. So, when you contact ManageMyRoof, we’ll send in our best roof investigators, who will assess the damage caused. They will provide a detailed report on the findings based on which your insurance company can make the repair decisions.
Roof damages aren’t always the attention seekers. It’s not always about the gigantic holes or massive storms taking off the roof with the wind. It often works as a silent destroyer, slowly crawling down your roof, following an insidious process that creeps up on you and leaves you with:
These not-so-dramatic changes might seem insignificant at first, but they are the early warning signs of potential major issues. Our roof damage inspectors can help identify these subtle variations quickly, which leads to finding the root cause immediately and preventing probable damage.
The roof damage does not always affect the particular area in your house. In fact, it leaves a mark on multiple spaces, which can start to bug you at the same time if you leave them unnoticed for a longer period. The following are the common types of roof damage that can make you call our roof damage investigator:
Wind can be the worst enemy of the roof. Even if you haven’t experienced a hurricane, consistent, strong winds can lift, tear, or curl your shingles and also blow away the other material off the roof. This often leads to the exposed underlying structure, giving a shabby look to your house. If left for a longer duration, the roof will start to leak due to the compromised seal.
Hailstorms can wreak havoc in minutes. When the rain starts pouring on your roof with hailstones, get ready for things to go down. Large hail leaves greater damage to your roof, creating easy-to-see dents, cracks, or splits in the shingles. You can quickly identify the area that needs hail damage repair and replacements. However, it gets trickier when it comes to finding the damage caused by the more minor hail.
Water is resistant and cunning. In difficult situations, it always finds its way to smaller spaces and seeps and gathers into places where it shouldn’t. By the time you notice something, it would have already done extensive damage to your roof. The most common signs indicating water damage are leaking roofs, rotting wood, mold growth, water stains, and peeling paint.
Your roof is not immortal. Depending on the roofing material, it gradually reaches the validation and shows visible age-related wear and tear. You start noticing the deterioration signs as shingle damage like cracking, curling, missing shingles, and loss of protective granules. All these are indications of prolonged exposure to sun, wind, rain, and snow. Ultimately, you will need to replace the old roof.
It’s a situation when the rainwater accumulates and stays on the same surface for an extended period of time. The main reason behind this unwanted gathering is improper drainage. In our dictionary, it is often referred to as the “ponding water” situation. Flat roofs are the constant victim of this condition, causing potential damage to the roofing materials. It can further lead to concerns, like leaks, mold, and mildew.
In a nutshell, the roof damage investigation process involves contacting the insurance company for a claim, having a professional inspect the damaged site, documenting the scene, getting a report on the findings, and setting a price with the contractor for roof replacements and repairs. For a better experience, property owners must familiarize themselves with the insurance policy, coverage limits, and areas where deductions aren’t allowed. Here’s a quick walkthrough of the key steps in the process:
Start by looking for signs that can tell you a story of possible roof damage, whether due to strong wind or snowy winters. These indicators typically revolve around missing shingles, leaks, water stains on ceilings, or visible structural issues. Contact your insurance company when you notice any previously mentioned things and file a claim.
Typically, what happens is that when you contact the insurance company to initiate the claim, they’ll ask you to schedule an inspection with an adjuster. They will also ask you to conduct a pre-inspection from a roofer before the adjuster visits. At that time, you can call in our roof damage investigator. This will help you get multiple estimates and ensure you are getting a fair price for the damage caused to your roof.
Upon contact, our professional will conduct a thorough inspection of the job site from both inside and outside the house. They will also access the attic area to get to the root cause of the problem. During the process, the investigator will ensure to document everything in the form of photos and videos as proof.
After thoroughly investigating the damage, both parties, the insurance adjuster and the roofer, will provide a detailed report on the findings. It will contain information about the degree of damage, the estimated cost to repair it, and whether it is covered under the homeowner’s purchased policy. At this moment, it is the duty of the insured to check if the damage is covered according to the policy terms by going through exclusions and deductibles.
After getting the quote from the insurance adjuster, be sure to check the estimation provided from our side. We provide free estimates with detailed breakdowns of applicable costs without any hidden charges, ensuring complete transparency. Compare both the findings and even present them to the adjuster to discuss the damage and potential repair solutions.
If the caused damage comes under the insurance coverage, then the company, without any hesitation, will approve the filed claim. This will lead to a quick settlement of the decided amount. After getting the green flag, you can schedule ManageMyRoof repair and replacement services and get the price covered under your insurance policy.
To make sure the entire roof damage investigation process goes well, make sure to put your focus on the following things:
If you are tired of searching for a “roof damage investigator near me,” then look no further! ManageMyRoof is your ultimate stop for all things roofing! Our professionals are all equipped and ready to provide quick and thorough inspection reports to help with your insurance claim. Our estimates include detailed costs and possible charges with complete transparency.
To know more, head to our website, fill out the inquiry form and send in your query related to our services. We will be happy to help!
An individual should definitely call in an investigator if they believe roof damage is a sign of vandalism. It can have a direct impact on the roofing materials, which further leads to common indications of roof issues, such as leaks and structural concerns. All of this will ultimately degrade our house value and lower the curb appeal as well.
Lastly, we would like to emphasize that organizing our roof damage investigator visit is not about finding the problem but protecting your most significant investment, your home!
If you wish to assess the roof damage, start by performing exterior and interior roof inspections and look for signs indicating damage. You can even schedule our inspection service.
Yes. If the damage caused to your roof is affecting the supporting framework, then it can easily be considered structural damage.
Look for signs like missing shingles, cracks on the walls, dents, misaligned flashing, or a leaking ceiling to identify roof damage. However, you should also check your attic for a thorough inspection.
You can identify storm damage after extreme weather conditions. It’ll probably leave the shingles with large dents, cracks, and splits. These damages are primarily visible.
Damage caused to your roof by natural elements, like weather conditions, is mainly covered by the homeowner’s insurance. However, there are policies attached to ensure to document everything.
The chances are very slim, but if the roof damage is caused by natural elements and is covered by your house insurance, then yes, it is possible.
The process generally involves contacting the insurance company, scheduling the adjuster visit, arranging a professional roofer inspection, getting estimates, and discussing the repair coverage.
It is essential to replace your roof if it has experienced significant damage due to hail damage, stormy wind, and consistent leak issues.
It entirely depends on the size of the roof and the degree of damage caused. In short, it can take anywhere from one to five days, with most projects taking around two days on average.
Most of the time, the damage caused by vandalism is covered under the homeowner’s insurance policy.
Many things do not come under insurance coverage, such as termites and insect damage, bird or rodent damage, rust, rot, mold, and usual wear and tear.
The only negative of filing a house insurance claim is that it could increase your future premium installments.
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